Auto Insurance
We’d like to help you find auto insurance that is affordable and gives you confidence behind the wheel.
Home Insurance
Homeowners protects your family, home, and much more. Learn more about the benefits of protecting your home.
Life Insurance
Life Insurance provides you with the ability to protect the ones you love now and further down the road.
Auto Insurance
We’d like to help you find auto insurance that is affordable and gives you confidence behind the wheel.
Home Insurance
Homeowners protects your family, home, and much more. Learn more about the benefits of protecting your home.
Life Insurance
Life Insurance provides you with the ability to protect the ones you love now and further down the road.
Veteran Discounts, Military Discounts, Accident Forgiveness
Veteran Discounts, Military Discounts, Accident Forgiveness
Meet the Team
He has been in insurance for more than 10 years and has been highly successful in new client acquisition and retention, winning multiple awards through the years.
Our small town approach and direct demeanor has referral after referral calling our team for quotes. We pride ourselves in providing top notch service to each and every customer. Call Ryan and his team today and see what sets him apart from all the rest.
I have been a part of RCS Insurance Agency on the Ryan Smith team in historic downtown St. Charles since their doors opened in 2012. My knowledge and understanding of the people and community help me to provide you, our customer with the best possible customer service when calling. I strive to make sure you are properly protected and educated on your options before deciding on an insurance company that is right for you. I realize that coverage over your auto, home, and life is extremely important to your piece of mind and I aim to make you comfortable in your decision to use RCS Insurance as your insurance provider.
Agent - Admin - Office Manager
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820 S. Main St, Suite 208, Saint Charles, MO 63301
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(314)949-2113 and Fax
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I have been a part of RCS Insurance Agency in historic downtown St. Charles since 2023 and been a part of the insurance industry since 2006. I have many insurance options/companies to fit your needs at a competitive price. I encourage my clients to have my personal team look for a different option every 2 to 3 years depending on the pricing changes and market shifts. I invite my clients to contact me anytime an accident, claim or an auto moving violation happens so that I can point them in the right direction. An insurance broker like myself can assist and instruct you about all the various options that can sometimes read like a law document. I am here to help.
I have been a part of RCS Insurance Agency in historic downtown St. Charles since 2024.
Testimonials
Ryan Smith is very informative and professional. Always able to talk and help with my needs and answer any questions that I have. Polite and able to expedite any requests or emergencies.
Lisa
Ryan Smith is very informative and professional. Always able to talk and help with my needs and answer any questions that I have. Polite and able to expedite any requests or emergencies.
Tynecia
Ryan Smith over at Focus Insurance group takes care of me every time I need to be insured. On anything he finds me the best rates and with a timely fashion. I’ll always give Focus Insurance a call and I’ll always recommend my family and friends. Thanks a lot Ryan.
Thomas
Able to locate the best rates around and customer service is second to none if I ever do have to contact anyone
Demerick
This is our first year with Focus and Ryan and so far we are very satisfied with the service. Thankfully we have not had a claim but they are always very prompt and friendly when answering any questions I may have and are quick to return my calls.
Sherri
Ryan smith is very helpful and informative, I appreciate everything he did for me and will continue on with the insurance he provided and I couldn’t be more happy!
Lindsey
We have been with Ryan Smith and Focus Insurance for about a year now and I will have to say I am very pleased with the service we have received so far and continue to stay with them for years to come. thanks for all you do.
Charlie
This is my first time dealing Mr. Ryan Smith and Focus Insurance, this experience has been by far the best experience for me. I have been a customer for six months and I have been thoroughly satisfied with their service.
Glenn Spann
Let’s Talk
Please fill in your details below, and our advisors will give you a call.
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820 S. Main St., Suite 208, Saint Charles, MO 63301
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+1 314-243-9434
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